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What Our Customers Say ...

We know that customers are at the centre of our business. That is why everything we do, we do for our customers. See why Credit One has become one of the most trusted and preferred brokers in Australia.

Quick, responsive and quality work. Delivered on exactly what I needed and kept me up to date as things progressed. Did not have to worry about a thing - and Michael was just a super nice person to deal with on top of the absolute professionalism. I feel like I've left with a good deal that I don't think I would have come to on my own. Thanks Michael.

Amir Maslahat

Thank you Kay Tapusoa for your amazing support and getting the best interest rate for my business. Thank you again.

Ritu Tyagi

Kay Tapusoa is great to deal with and very professional. She ensures the process is totally stress free and easy to undertand. If I need any assistance or have any questions she gives out of her way to help.

Shane Rome

Had a great experience with Michael sourcing Equipment Finance for my company. When my bank of 20+ years was far to difficult & time consuming to deal with, and had all sorts of hoops for me to jump through he came through with various options within a week or so and nothing was too hard. I see a longterm relationship with Credit One.

Josh Klenner

Great experience dealing with Kay from Credit One. Sorted my business machinery finance loan very quickly and found the best rate possible for my situation. Highly recommend and will be using them on my next business and personal purchase. Thanks again Credit One.

Matt Wagener

Initially I had the pleasure of contacting Wayne who referred me through to Travis Denver to secure finance for some equipment. The whole process was streamlined and managed well by the team at Credit One therefore I will have no hesistation to make contact when I need finance in the future. Well done.

Ben Wallace

Travis from Credit One was an absolute pleasure to deal with. The whole process was a breeze. Thank you.

Melanie Klackers

Kay at Credit One is wonder woman! She had an approval to us the next morning after speaking to her late in the afternoon beforehand. So fast! She is always so helpful & looks after all our business finance. Wouldn't go anywhere else. Thanks again Kay! :)

Melissa Avery

Dealt with Travis from Credit One for our latest fleet purchase. Pleasure as usual to deal with. Whole process was painless. Would highly recommend Travis and the team for anyone wanting vehicle or plant finance.

Tom Rasmussen

Truck Finance Melbourne

Elevate Your Operations with Truck Finance Melbourne

Securing truck finance in Melbourne that aligns with your business strategy is vital for Melbourne businesses looking to expand their fleet or modernise their operations. Whether it’s for navigating Melbourne’s bustling streets or managing logistics across Victoria, the right finance solution can significantly impact your business’s efficiency and growth potential. Our team is dedicated to providing specialised truck loan solutions, ensuring your business has the support it needs to thrive.

Why Choose Credit One for Truck Finance Melbourne

Specialised Truck Finance Guidance

With a deep understanding of truck finance in Melbourne, our team offers customised solutions to simplify the finance process, enabling you to focus on what’s important—your business’s growth and operational success.

Varied Financing Solutions

Recognising the unique financial requirements of different businesses, we present a multitude of truck loan options, including fixed interest rates for consistent financial planning, helping to maintain your business’s financial health.

Expansive Lender Network

Our access to an extensive array of lenders, including premier banks and specialised financial institutions in Melbourne, ensures that we can secure a competitive truck loan tailored to fit your business needs and financial constraints.

Tailored Loan Structures

After carefully assessing your business needs, we recommend the most appropriate finance structure, whether that’s a hire purchase agreement or chattel mortgage. Our objective is to facilitate a truck loan in Melbourne that promotes your business’s growth and operational efficiency.

Types of Truck Loans Available

At Credit One, we have a broad range of trick finance options available to suit the unique needs of your business.

Finance Lease

Best suited for businesses that prefer to lease a truck, allowing you to show the lease expense on the Profit & Loss statement. This option offers flexibility and potential tax benefits, with the option to upgrade at the end of the lease term.

Chattel Mortgage

A preferred option for businesses looking to own the truck outright from the start, with the vehicle serving as security for the loan. This option often allows for flexible repayment terms and potential tax advantages.

Unsecured Business Loans

Offering a flexible and efficient way to finance your business needs without the requirement for asset security, this is particularly beneficial for businesses that may not have significant assets to offer as security or prefer not to risk their assets. Features include competitive interest rates, customizable loan terms, and no asset security required.

Truck Dealer Finance

Streamlined and tailored financing solutions for acquiring trucks or trailers through dealer financing. This service benefits customers seeking convenient financing options and supports dealers in facilitating sales. Features include pre-approval for bargaining power, competitive interest rates, and benefits for dealers by offering financing options directly, enhancing the purchasing process.

Choose the Right Type of Finance for Your Business with Credit One

Each of these finance options is designed with the unique requirements of your business in mind, ensuring you have the financial agility to thrive. Whether you’re expanding your fleet, upgrading equipment, or managing operational expenses, Credit One’s tailored, efficient, and affordable financing solutions are here to support your business growth.

Truck Finance Melbourne FAQs

What distinguishes your truck finance service in Melbourne?

Our commitment to providing tailored truck finance Melbourne solutions, backed by our comprehensive network of lenders and industry expertise, sets us apart, ensuring we meet your business’s specific financial needs.

Can I obtain finance for both new and used trucks?

Absolutely, we offer financing solutions for both new and used trucks, affording you the flexibility to choose a vehicle that aligns with your business requirements and budget.

How quickly can I expect to receive loan approval?

We prioritise efficiency, aiming to conduct swift application reviews and achieve same-day approvals whenever possible, minimising downtime for your business operations.

What documentation is required for a truck finance application?

Typically, the application process necessitates financial statements, proof of income, and identification details, with variations depending on your chosen loan type and business structure.

How do I begin the application process for truck finance in Melbourne?

Initiating your truck finance application is straightforward. Simply call us at 1300 EFTEAM or complete our online form. A finance specialist will be in touch to guide you through each step, ensuring a seamless transition from application to approval.

Transform Your Trucking Fleet with Credit One

If you’re in Melbourne and looking to enhance or expand your fleet, let us assist you in navigating your truck finance Melbourne options. Our team is on hand to offer the expert guidance and support necessary to secure the ideal truck loan for your business. Email helloef@creditone.com.au today to take the first step towards optimising your business operations. Let’s drive your business forward together.

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Fast Approvals, Low Rates

Our finance specialists will save you time & money by comparing 40+ leading lenders to get you bank-beating truck & trailer finance. Best of all - if you're not completed satisfied, your application is obligation-free.

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