Finance For Trucks.

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Tailored Finance Solutions for Most Trucks & Trailers.

Finance for trucks and heavy vehicles is more than just a transaction at Credit One; it's about understanding your unique business needs and tailoring solutions that help you thrive in a competitive environment. With our extensive experience in organising finance for:

Trucks

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Trailers

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Businesses

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Equipment

We recognise the diverse requirements of our clients, whether you're a solo owner-operator, an SME, or a large fleet operator.

Why not talk to us today? With more truck & trailer finance options, cheap rates better than the banks can offer and a team of dedicated brokers at the ready, Credit One can have you on the business in no time!

Why Choose Credit One?

Credit One Offers Unmatched Access to Truck Finance

Credit One stands out in the industry for our ability to access a broad range of lenders, ensuring that you have a vast selection of finance options at your disposal. This means we can offer you cheap interest rates that are not just competitive, but often better than what banks can offer. Our signature approach combines affordable financing with personalised service, making us a trusted partner in your business journey.

A Comprehensive Selection of Truck Financing Options

Our range of financial products is comprehensive. We offer everything from Chattel Mortgage to Leasing and Rental options and Private Sale loans, all structured with competitive interest rates. This versatility ensures that we can find the perfect financial solution, no matter your business structure or the type of heavy vehicle you need. We pride ourselves on our ability to negotiate tough deals on behalf of our customers, ensuring you get the best loan offers available.

Credit One Offers Unmatched Access to Truck Finance

Credit One stands out in the industry for our ability to access a broad range of lenders, ensuring that you have a vast selection of finance options at your disposal. This means we can offer you cheap interest rates that are not just competitive, but often better than what banks can offer. Our signature approach combines affordable financing with personalised service, making us a trusted partner in your business journey.

Get Truck Finance Nationwide

Credit One’s nationwide reach means that no matter where you're located in Australia, we can efficiently manage your finance needs. Our expertise in the trucking industry, combined with our exceptional lending knowledge, allows us to streamline the process for you. This saves you valuable time and money, letting you focus on what you do best – running your business.

A Dedicated Team of Truck Finance Experts

Our dedicated team of brokers is always ready to assist. With more truck & trailer finance options, we can have you operational in no time. Why wait? Talk to us today for a straight-to-the-point, no time wasted credit solution at cheap interest rates, and terms that suit your business perfectly.

Truck Finance FAQs

We understand that securing a truck loan is a major business decision and one that you probably have several questions about. Below are some of our most frequently asked questions when it comes to securing heavy vehicle finance with Credit One - read through and see if we've answered your question already. If there's something we haven't covered, or you're curious to know more about our service, don't hesitate to contact us and speak to a member of our friendly and knowledgeable team.

What types of trucks can be financed with Credit One?

We finance a wide array of trucks to suit various business needs. This includes light, medium, and heavy-duty trucks across various body types such as rigid, semi-trucks, B-doubles, cranes, refrigerated, car carriers, livestock transporters, tippers, and more. We cater to financing for most major truck brands and models, ensuring that your specific needs are met.

What truck loan options are available with Credit One?

Various loan types are available to suit different business structures and financial preferences. These include Chattel Mortgage, Leasing, Operating Lease, Commercial Hire Purchase (CHP), and Rent to Buy or Rent to Own. It's advisable to consult with a financial advisor to choose the most suitable option based on your specific tax and financial circumstances.

Who is eligible for truck finance?

Our truck finance is available to all types of businesses, including sole traders, partnerships, private and public companies. The key requirement is that the truck is predominantly used for business purposes (over 50%). A current ABN is also a minimum requirement for eligibility.

What are the common terms for truck loans?

Truck loan terms typically range from 3 to 5 years (36 to 60 months). The length of the term affects monthly repayments - shorter terms lead to higher repayments but quicker loan payoff, while longer terms result in lower monthly repayments over a more extended period. Options for balloon or residual payments at the end of the term can also be explored to tailor the financing to your needs.

Can I finance used trucks or only new ones?

We provide financing options for both new and used trucks. We aim to accommodate your specific requirements, whether you're purchasing through dealers, private sellers, or auctions.

How does truck financing impact my business's cash flow?

Financing a truck can help preserve your business's cash flow by spreading the cost over time. It allows you to retain capital for other aspects of your business while still acquiring the necessary vehicle for operations.

Is there assistance available for choosing the right finance option?

Absolutely. Our team of experts is available to guide you through the various finance options, helping you understand the benefits and implications of each choice to ensure it aligns with your business objectives and financial situation.

What Our Customers Say ...

We know that customers are at the centre of our business. That is why everything we do, we do for our customers. See why Credit One has become one of the most trusted and preferred brokers in Australia.

Quick, responsive and quality work. Delivered on exactly what I needed and kept me up to date as things progressed. Did not have to worry about a thing - and Michael was just a super nice person to deal with on top of the absolute professionalism. I feel like I've left with a good deal that I don't think I would have come to on my own. Thanks Michael.

Amir Maslahat

Thank you Kay Tapusoa for your amazing support and getting the best interest rate for my business. Thank you again.

Ritu Tyagi

Kay Tapusoa is great to deal with and very professional. She ensures the process is totally stress free and easy to undertand. If I need any assistance or have any questions she gives out of her way to help.

Shane Rome

Had a great experience with Michael sourcing Equipment Finance for my company. When my bank of 20+ years was far to difficult & time consuming to deal with, and had all sorts of hoops for me to jump through he came through with various options within a week or so and nothing was too hard. I see a longterm relationship with Credit One.

Josh Klenner

Great experience dealing with Kay from Credit One. Sorted my business machinery finance loan very quickly and found the best rate possible for my situation. Highly recommend and will be using them on my next business and personal purchase. Thanks again Credit One.

Matt Wagener

Initially I had the pleasure of contacting Wayne who referred me through to Travis Denver to secure finance for some equipment. The whole process was streamlined and managed well by the team at Credit One therefore I will have no hesistation to make contact when I need finance in the future. Well done.

Ben Wallace

Travis from Credit One was an absolute pleasure to deal with. The whole process was a breeze. Thank you.

Melanie Klackers

Kay at Credit One is wonder woman! She had an approval to us the next morning after speaking to her late in the afternoon beforehand. So fast! She is always so helpful & looks after all our business finance. Wouldn't go anywhere else. Thanks again Kay! :)

Melissa Avery

Dealt with Travis from Credit One for our latest fleet purchase. Pleasure as usual to deal with. Whole process was painless. Would highly recommend Travis and the team for anyone wanting vehicle or plant finance.

Tom Rasmussen