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*Getting a Credit One low rate finance quote won't affect your credit score

Truck Loan Calculator

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5.0
Rated exceptional on Feefo customer feedback platform

Please enter truck price

Please enter loan amount

Type of Truck

Please select truck type

Please select loan term

Loan Term

Please enter the interest rate

Show Me My Repayments

Estimated Truck Repayments


per week

Interest rate

Comparison rate


Personalise My Rate

Our truck finance specialists will find the best rates for you across our 40+ lenders.

Getting a quote will not impact your credit score.

J

Josh R.

5 reviews

1 year ago

Michael Roocroft at Credit One is a legend, everything about the asset finance process is made easy with these guys, fast and great communication. Wouldn't even think of going anywhere else for finance.


Josh took the leap with us and secured the perfect truck for his business. Now let us do the same for you!

Credit One is Australia's best-rated finance broker, with over 25 years of experience, more than 3000 five-star reviews, and thousands of satisfied clients. You’re in trusted hands.

Over 3000 Five Star Reviews

5.0

Over 1500 Five Star Reviews

5.0

Truck Finance Options at Credit One

Commercial Truck Loans

Secure the right loan for your business and keep your trucks on the move.

Private Sale Truck Loans

Buy from a private seller with ease, with fast approvals and hassle-free funding.

Heavy Vehicle Finance

Flexible finance solutions to help you invest in heavy-duty trucks and equipment.

Chattel Mortgage

Own your truck from day one with tax-effective financing built for businesses.

Commercial Hire Purchase

Spread the cost of your truck while keeping it working for you.

Commercial Truck Leasing

Upgrade your fleet with flexible leasing options that help manage cash flow.

Trailer Finance

Get the right finance for your trailer, whether for business or transport needs.

No Deposit Truck Loans

Hit the road sooner with 100 percent finance and no upfront deposit required.

Low Doc Truck Loans

A simple truck finance solution, perfect for self-employed operators.

Used Truck Finance

Get a great deal on a used truck with competitive rates and flexible terms.

Rent to Own Truck Finance

Drive now and own later with a finance solution designed for growing businesses.

M

Michael N.

15 reviews

2 years ago

My family and I have worked with Brett Hopes at Credit One a number of times now and couldn't be happier with the service provided.

Why Choose Us

Easy Applications with Fast Approvals

Need truck finance fast? Credit One makes it simple with a quick 60-second quote and same-day approvals. Our online application is obligation-free and hassle-free, getting you on the road sooner.

Flexible Truck Finance Options

Finding the right truck loan is easy with Credit One. Our finance specialists assess your needs and compare options from a wide range of lenders to secure a solution tailored to your business or personal circumstances.

Competitive Rates with Low Fees

We offer finance packages with low establishment fees, no ongoing charges, and competitive interest rates. Whether you're financing a single truck or an entire fleet, we can structure a loan that suits your cash flow and budget.

Recognised for Outstanding Service

As an award-winning finance broker, we provide independent advice to help you secure the best loan for your needs. That’s why Credit One has been recognised as ‘Broker of the Year’ for three consecutive years.

Specialists in Truck Finance

Our dedicated truck finance consultants are available seven days a week to assist with your application. Call us today on 1300 338 326 or request a callback to explore your finance options.

Access to Leading Lenders

With connections to over 40 trusted Australian lenders, including major banks and specialist finance providers, we can connect you with lenders not available directly to the public.

Truck Finance Calculator FAQ

How do I use the truck loan calculator?

Simply enter your desired loan amount, repayment term, and estimated interest rate to see what your repayments could look like. You can adjust these values to compare different loan options.

Is the truck calculator rate a quote?

No, the calculator provides an estimate based on the numbers you input. Your actual loan rate and repayments may vary depending on your financial profile and the lender's criteria.

Which loan term should I select?

Loan terms typically range from 1 to 7 years. A longer loan term reduces monthly repayments but may increase the total interest paid. A shorter term means higher repayments but less interest over time.

Can I use the truck loan calculator for other finance?

Yes! While designed for truck loans, you can also use the calculator to estimate repayments for trailers, or other vehicles.

What do I do after using the truck repayment calculator?

Once you have an idea of your potential repayments, you can speak with a finance specialist to get a personalised quote and start the loan application process.

What documents do I need to provide if I don’t have full financials?

Low doc loans don’t require full financial statements, but you may need to provide:
  • Bank statements showing business revenue and expenses
  • BAS (Business Activity Statements) for recent quarters
  • An accountant’s declaration confirming your income
  • Proof of ABN and GST registration (if applicable)
Each lender has different requirements, so we’ll guide you through the process and find the best fit for your situation.

Will you collect personal information?

No, the calculator does not store or collect any personal data. It’s a free tool designed to help you explore your loan options without obligation. If you wish to take the next steps and personalise your rate, your truck finance specialist will request the information needed to process your application.

Can I change the interest rate on the calculator?

Yes, you can manually adjust the interest rate to compare different financing scenarios. Keep in mind that your actual rate will depend on your financial profile and lender terms.

Can credit scores influence interest rates?

Yes, a higher credit score often results in a lower interest rate, while a lower credit score may lead to higher rates. If you’re unsure about your options, our team can help find a loan that suits your situation.

Our Trusted Partners

Let our expert consultants compare hundreds of products on your behalf from our exclusive panel of lenders. With access to 40+ of Australia's most trusted and reputable lenders, we will help your business save time and money.