How to Finance a Food Truck and Get Your Business Rolling
Starting a food truck is an exciting way to turn your passion for food into a thriving business. Whether you dream of serving up gourmet burgers, authentic tacos, or artisanal...
Request a Quote From Credit One
*Getting a Credit One low rate finance quote won't affect your credit score
Trailer Finance
Get the trailer you need with flexible trailer finance from Credit One. Whether you’re an owner-driver or a business expanding your fleet, we’ll help you secure finance that fits your budget and keeps you moving forward.
Still looking? Don't stress. Getting a quote costs you nothing and doesn't impact your credit score.
5.0
Find the Right Trailer Without the Financial Stress
Find the Right Trailer Without the Financial Stress
Credit One provides trailer finance that helps you secure the equipment you need without straining your cash flow. Instead of using up savings, you can spread the cost with flexible repayments that fit your budget. Need a tanker, tipper, flatbed, refrigerated trailer, or another type of commercial trailer? We've got you covered.
With access to a wide network of banks and specialist lenders, we’ll help you secure a competitive rate and the right loan for your business. You might be adding one trailer or building a fleet. Either way, we’ll tailor a finance package that matches your goals.
With access to a wide network of banks and specialist lenders, we’ll help you secure a competitive rate and the right loan for your business. You might be adding one trailer or building a fleet. Either way, we’ll tailor a finance package that matches your goals.
Quick Approvals and Flexible Finance Options
We know you can’t afford to waste time waiting for approvals. That’s why we focus on getting your finance approved quickly, with many applications processed in under 24 hours. Our team makes it easy to secure the trailer you want, whether it’s new or used, with a simple and straightforward process from start to finish.
Not sure which option fits your needs? Our finance specialists will guide you through available trailer finance solutions and compare offers from a wide network of finance and loan providers to find the right fit for your business.
Our Quick and Simple Application Process
01
You’ve Found Your Dream Truck
02
One minute
We’ll recommend a loan based on your finances and the truck you want.
03
5 minutes
We’ll submit your application and negotiate all the terms for you.
04
1-2 hours
Once the loan is approved, all you have to do is sign and begin making your payments.
Your adventures begin!
Once the lender has paid the seller, you’ll drive away in your truck.
Trailer Finance That Fits Your Business
Trailer Finance That Fits Your Business
No two businesses are the same, and neither are their finance needs. Some operators need a single trailer to get started, while others are scaling up with a growing fleet. Whatever your goals, we offer flexible trailer finance options designed to support your cash flow.
Choose from weekly, fortnightly, or monthly repayments, and add a balloon payment if you want to lower your regular costs. If you’re looking to borrow money for a trailer in a way that suits your budget, our team is here to help. Apply today and let’s get you moving.
Why Choose Credit One for Trailer Finance
Easy Applications with Fast Approvals
Need truck finance fast? Credit One makes it simple with a quick 60-second quote and same-day approvals. Our online application is obligation-free and hassle-free, getting you on the road sooner.
Flexible Truck Finance Options
Finding the right truck loan is easy with Credit One. Our finance specialists assess your needs and compare options from a wide range of lenders to secure a solution tailored to your business or personal circumstances.
Competitive Rates with Low Fees
We offer finance packages with low establishment fees, no ongoing charges, and competitive interest rates. Whether you're financing a single truck or an entire fleet, we can structure a loan that suits your cash flow and budget.
Recognised for Outstanding Service
As an award-winning finance broker, we provide independent advice to help you secure the best loan for your needs. That’s why Credit One has been recognised as ‘Broker of the Year’ for three consecutive years.
Specialists in Truck Finance
Our dedicated truck finance consultants are available seven days a week to assist with your application. Call us today on 1300 338 326 or request a callback to explore your finance options.
Access to Leading Lenders
With connections to over 40 trusted Australian lenders, including major banks and specialist finance providers, we can connect you with lenders not available directly to the public.
FAQs on Trailer Finance
Who can apply for trailer finance?
Credit One trailer finance is available to businesses, sole traders, and ABN holders who need trailers for commercial use. Whether you're purchasing a tradesman trailer, a custom built trailer, or a specialised unit for your business, you can apply with ease. We assist clients in locations Australia wide, helping them secure the right solution with fast pre approval and flexible terms.
What types of trailers can I finance?
We offer trailer finance for a wide range of trailer types, including tippers, flatbeds, tankers, drop decks, curtain-siders, and refrigerated trailers. We also finance CARA trailers, custom built trailers, and tradesman trailers designed for specific industries. If your business relies on it, chances are we can help you finance it!
How quickly can I get approved?
Our process is designed to save you time. Most trailer finance applications are approved within 24 hours, helping you secure the trailer you need without unnecessary delays. You can start by filling out our quick application form online or speak with a specialist to get pre approval and explore your options.
Can I finance a used trailer?
Yes, you can. We offer finance solutions for both new and used trailer options, including purchases through private sales. If you've found the right trailer for your business, our team can help you secure funding that suits your needs, regardless of the seller.
Do I need to provide a deposit?
In some cases, lenders offer 100% finance with no deposit required, while others may ask for a small upfront contribution. It often depends on your credit profile, the trailer type, and the lender’s criteria. We’ll work with you to find a payment plan that matches your budget and business goals, and connect you with the best available option.
Can I reduce my repayments with a balloon payment?
Yes, including a balloon payment at the end of your loan term can be a smart way to lower your ongoing repayments and improve your cash flow. This structure can be particularly useful if you're purchasing from major trailer manufacturers or investing in a new trailer and want to keep upfront costs manageable. Our team can help you explore your options and choose the right structure for your business.
Are there tax benefits to financing a trailer?
In many cases, yes. Depending on how the trailer is used in your business, expenses such as interest on the loan and depreciation of the asset may be tax-deductible. We always recommend speaking with a qualified tax professional for advice tailored to your situation, especially if you're working with your accountant or one of our preferred providers.
Can I finance multiple trailers at once?
Absolutely. If your business is growing or you’re updating your fleet, we can arrange finance for multiple trailers at once. Whether you're purchasing two or twenty, we’ll work with you to build a solution that fits your goals, your budget, and your operations.
How do I apply for trailer finance?
Getting started is quick and straightforward. You can complete our online application form or speak directly with one of our trailer finance specialists. We’ll guide you through the process, help you gather all the required paperwork, including documents like bank statements, and match you with a finance solution that fits your business needs.
Latest Truck News & Tips
Trucking in Australia: Is Now the Right Time to Get Started?
Australia’s trucking industry keeps the country moving. Every day, truck drivers transport groceries, medical supplies, fuel, machinery, and raw materials across vast...
How to Get Approved For a Truck Loan
Applying for truck finance can feel like a big step, whether you’re just starting out or expanding your fleet. The good news? Getting approved doesn’t have to be...
The Truck Driver Shortage: What’s Really Going On?
If you’ve heard talk of a truck driver shortage in Australia, you’re not alone. The heavy vehicle industry is facing a real challenge, with tens of thousands of unfilled...
Ute vs Light Truck: Which One’s the Better Workhorse for Your Business?
Deciding on a ute or truck for business can be a headache for any small business owner. After all, your vehicle isn’t just a way to get from A to B—it’s part of your...
Our Trusted Partners
Let our expert consultants compare hundreds of products on your behalf from our exclusive panel of lenders. With access to 40+ of Australia's most trusted and reputable lenders, we will help your business save time and money.
