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What Our Customers Say ...

We know that customers are at the centre of our business. That is why everything we do, we do for our customers. See why Credit One has become one of the most trusted and preferred brokers in Australia.

Quick, responsive and quality work. Delivered on exactly what I needed and kept me up to date as things progressed. Did not have to worry about a thing - and Michael was just a super nice person to deal with on top of the absolute professionalism. I feel like I've left with a good deal that I don't think I would have come to on my own. Thanks Michael.

Amir Maslahat

Thank you Kay Tapusoa for your amazing support and getting the best interest rate for my business. Thank you again.

Ritu Tyagi

Kay Tapusoa is great to deal with and very professional. She ensures the process is totally stress free and easy to undertand. If I need any assistance or have any questions she gives out of her way to help.

Shane Rome

Had a great experience with Michael sourcing Equipment Finance for my company. When my bank of 20+ years was far to difficult & time consuming to deal with, and had all sorts of hoops for me to jump through he came through with various options within a week or so and nothing was too hard. I see a longterm relationship with Credit One.

Josh Klenner

Great experience dealing with Kay from Credit One. Sorted my business machinery finance loan very quickly and found the best rate possible for my situation. Highly recommend and will be using them on my next business and personal purchase. Thanks again Credit One.

Matt Wagener

Initially I had the pleasure of contacting Wayne who referred me through to Travis Denver to secure finance for some equipment. The whole process was streamlined and managed well by the team at Credit One therefore I will have no hesistation to make contact when I need finance in the future. Well done.

Ben Wallace

Travis from Credit One was an absolute pleasure to deal with. The whole process was a breeze. Thank you.

Melanie Klackers

Kay at Credit One is wonder woman! She had an approval to us the next morning after speaking to her late in the afternoon beforehand. So fast! She is always so helpful & looks after all our business finance. Wouldn't go anywhere else. Thanks again Kay! :)

Melissa Avery

Dealt with Travis from Credit One for our latest fleet purchase. Pleasure as usual to deal with. Whole process was painless. Would highly recommend Travis and the team for anyone wanting vehicle or plant finance.

Tom Rasmussen

Why Choose Us

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We compare your financial needs with all of the lenders on our extensive panel to find the best option for you and your individual circumstances.

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We have established relationships with over 40 of Australia's most trusted lenders, including major banks and lenders not available directly to the general public.

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Our premium finance solutions incorporate low upfront establishment fees, no ongoing fees, bank-beating interest rates. We can tailor a finance package to suit your needs.

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Credit One offers as well as same day approvals using our simple, obligation-free .

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Our Finance Consultants are available 7 days a week for your convenience, give us a call today on or request a call back.

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We provide independent and unbiased service to get the best finance solution for you, that's why Credit One have been named "Broker of the Year" 3 years in a row.

Truck Loans Finance

How To Apply

Applying for truck finance through Credit One is simple. The first step is to complete the quick enquiry form on this page. Alternatively, you can call us and speak to a broker on .

Once you have completed the quick enquiry form, you will receive a call from one of our specialist truck finance brokers within 24 hours. The broker will discuss your application and answer any questions you may have about the application.

If you wish to proceed with the application, the broker will collect the necessary information from you. Once we have received the information required, the broker will find the best lender for your circumstances and submit your application for approval.

Truck Finance Rates

The interest rate on your truck loan will depend on a variety of factors including:

  • Your credit history/credit score
  • The asset being financed
  • Your current financial situation

Interest rates and the amount of interest payable is an important factor to consider. Equally as important is how the loan is structured and if it works for your business and the need for the asset to produce profit or as a cost saving exercise.

Examples of different repayment types:

  • Monthly
  • Biannually
  • Annual
  • Weekly
  • Structured payment i.e. GST component

You can also consider paying a deposit to reduce the overall amount to be financed as an alternative or including a balloon payment at the end of term which will reduce your monthly repayment.

The length of the loan and payment frequency will also impact the total cost of the loan.

The advantage of applying through a finance broker like Credit One, is that we are able to compare finance solutions from our extensive panel of 50+ lenders to find the best solution for your personal circumstances. This means you save time comparing different options yourself and you can also save money by getting a lower rate and spend more time focusing on running your business!

Types of Truck Finance

Types of Trucks and Trailers That Can Be Financed

We can help you secure finance for various types of trucks and trailers, including those listed below. If you have any doubts about whether the type of truck you’re looking to buy can be financed, submit an enquiry above or call us to find out.

In addition to the trucks listed below, we can also help you get financing for other types of business vehicles including earthmovers and tractors

Types of trailers:

  • Flatbed trailers
  • Drop deck trailers
  • Drop deck wideners
  • Low loader trailers
  • Extendable trailers
  • Refrigerated trailers
  • Tank trailers
  • Tipping trailers
  • Car carriers

Types of trucks:

  • Prime movers
  • Tipper trucks
  • Rigid trucks
  • Body trucks
  • Flat bed truck
  • Tow trucks
  • Concrete trucks
  • Crane Trucks

Finance for New and Used Trucks

Credit One can help you access finance solutions for both new and used trucks. Both can be purchased through or .

Calculating Your Repayments

When applying for your loan, it’s important to work out what you can afford in your regular repayments.

Typically, you will make weekly or monthly repayments on your truck loan. This repayment figure will depend on the amount borrowed, interest rate, length of the loan and if there is a balloon payment at the end of term.

We recommend using our to get a rough idea of what your repayments will be. This will give you an idea of how much you can afford to borrow.

However, the calculator is only an estimate and you should speak to a Credit One broker who can give you a more accurate figure based on your circumstances.

Why Use Credit One

With over 1000 Google reviews, Credit One is Australia’s top-rated finance broker. Our clients regularly comment on the high levels of customer service and expertise they receive from our team. We have a specialist team of brokers dedicated to finance for truck and equipment purchases.

When you apply through Credit One, you can feel confident knowing that our brokers have in-depth knowledge of each lender and their policies. Your broker will be able to guide you through the entire process and make everything as simple as possible for you.

Having access to over 50 of Australia’s top lenders means that we’re able to find you the best financing product for your business.


Do I need a deposit?

Generally, you will not be to make a deposit on your purchase.

Can I finance a used truck?

Yes, we can help you secure financing for used trucks. Many of our clients choose to buy used trucks and trailers based on a personal preference.

Can I get a pre-approval?

Yes, we can organise a pre-approval for your loan. A pre-approval allows you to shop for your truck with confidence, knowing exactly how much you can afford to spend.

How long does it take to get approved?

Depending on you and businesses circumstances, loan approvals can take as little as 24 hours.

Why use Credit One instead of my bank?

We have access to 50+ different lenders – spread your risk amongst different lenders rather than placing all your eggs in one basket. You also have the ability to speak with industry experts about your own scenario and actual needs.

Can I get finance for other business equipment?

Yes. In general, if it has a serial number we can finance it.

What age truck can I get finance for?

Some lenders do not have a maximum age at end of term, speak with one of our expert brokers for further information.

Can I finance more than one truck?

Yes, if your business has capacity and the scenario warrants the purchase i.e. additional work contract or increased demand from an existing work source/contract.

Ready to get started?

Complete an Online Truck & Trailer Finance Quote now, without obligation - or phone to talk with one of our Specialists.

Apply Now
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