How to Finance a Food Truck and Get Your Business Rolling
Starting a food truck is an exciting way to turn your passion for food into a thriving business. Whether you dream of serving up gourmet burgers, authentic tacos, or artisanal...
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Heavy Vehicle Finance
Kickstart your career or grow your business with heavy vehicle finance from Credit One. With competitive rates and simple terms, securing finance has never been easier.
Still looking? Don't stress. Getting a quote costs you nothing and doesn't impact your credit score.
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Smart Finance for Heavy Vehicles
Smart Finance for Heavy Vehicles
Looking to invest in a truck, bus, or specialist vehicle without tying up your working capital? Credit One offers heavy vehicle finance that gives you the flexibility to purchase essential equipment while keeping your cash flow healthy. Whether you need a prime mover, tipper truck, crane truck, or another heavy-duty vehicle, our team will tailor a solution that fits your operation.
We also provide business loans with access to over 40 lenders and flexible repayment structures. Our goal is to help you secure competitive rates and a finance package that supports your budget and the long-term future for your business.
We are Trusted Heavy Vehicle Finance Specialists
When you work in the transport industry, downtime isn’t an option. That’s why Credit One partners with dependable finance providers to deliver fast, flexible heavy equipment finance tailored to your needs. From first-time buyers to established fleets, we structure funding solutions that support your business and keep your operations on track.
As one of Australia’s most trusted finance partners, we offer expert guidance, fast approvals (often within the same day) and a simple process from quote to settlement. Ready to get started? Take the first step with a free, no-obligation quote today.
Our Quick and Simple Application Process
01
You’ve Found Your Dream Truck
02
One minute
We’ll recommend a loan based on your finances and the truck you want.
03
5 minutes
We’ll submit your application and negotiate all the terms for you.
04
1-2 hours
Once the loan is approved, all you have to do is sign and begin making your payments.
Your adventures begin!
Once the lender has paid the seller, you’ll drive away in your truck.
Power Your Business with Heavy Vehicle Finance
Power Your Business with Heavy Vehicle Finance
Truck and heavy equipment purchases are a major investment, but the right finance can make it simple and sustainable. At Credit One, we support businesses in transport, construction, and logistics, delivering tailored solutions that align with your cash flow and help you stay focused on your business goals.
We take the time to understand your needs, then match customers a finance package that works whether you're buying new, used, or from a private seller. Many applicants receive approval within a few seconds, and our personalised approach is earning us the reputation as one of Australia's most trusted names in heavy vehicle finance.
Ready to get started? Start your application now.
Why Choose Credit One for Heavy Vehicle Finance
Easy Applications with Fast Approvals
Need truck finance fast? Credit One makes it simple with a quick 60-second quote and same-day approvals. Our online application is obligation-free and hassle-free, getting you on the road sooner.
Flexible Truck Finance Options
Finding the right truck loan is easy with Credit One. Our finance specialists assess your needs and compare options from a wide range of lenders to secure a solution tailored to your business or personal circumstances.
Competitive Rates with Low Fees
We offer finance packages with low establishment fees, no ongoing charges, and competitive interest rates. Whether you're financing a single truck or an entire fleet, we can structure a loan that suits your cash flow and budget.
Recognised for Outstanding Service
As an award-winning finance broker, we provide independent advice to help you secure the best loan for your needs. That’s why Credit One has been recognised as ‘Broker of the Year’ for three consecutive years.
Specialists in Truck Finance
Our dedicated truck finance consultants are available seven days a week to assist with your application. Call us today on 1300 338 326 or request a callback to explore your finance options.
Access to Leading Lenders
With connections to over 40 trusted Australian lenders, including major banks and specialist finance providers, we can connect you with lenders not available directly to the public.
FAQs on Heavy Vehicle Finance
What types of heavy vehicles can I finance?
At Credit One, we offer finance for a wide variety of heavy vehicles, including prime movers, tippers, crane trucks, concrete trucks, refrigerated trucks, and more. Whether you're looking to expand your fleet or purchase a specialised vehicle, our team can help you find the right solution.
As one of the best heavy vehicle finance providers in Australia, we offer a range of finance options such as secured loans, chattel mortgages, and hire purchase agreements. With approvals up to $500K, we make it easy to secure the equipment you need to keep your business moving forward. If you’re unsure where to start, speak with one of our specialists for expert guidance.
As one of the best heavy vehicle finance providers in Australia, we offer a range of finance options such as secured loans, chattel mortgages, and hire purchase agreements. With approvals up to $500K, we make it easy to secure the equipment you need to keep your business moving forward. If you’re unsure where to start, speak with one of our specialists for expert guidance.
Can I finance a used heavy vehicle?
Yes, absolutely. Financing a used heavy vehicle is not only possible, it’s very common. Many businesses choose to finance second-hand trucks, trailers, or equipment as a smart and cost-effective way to expand their operations. We offer finance for both new and used vehicles, including purchases made through private sales, dealerships, or auctions. If you’ve found the right vehicle, we’ll help you secure the finance to match.
How long does it take to get approved?
Credit One is known for our fast approval process. Most heavy vehicle finance applications are approved within 24 hours, and in some cases, you can receive conditional approval within a few seconds. Our goal is to help you secure your vehicle quickly, without unnecessary delays or complicated paperwork.
Do I need a deposit for a heavy vehicle loan?
Deposit requirements for heavy vehicle loans depend on the lender and your financial situation. Some finance providers offer 100 percent funding, meaning no upfront payment is required. Others may ask for a deposit based on the asset type, your credit profile, or overall business position. We’ll help you explore your options and structure a loan that suits your budget and goals.
Can I finance multiple heavy vehicles at once?
Yes, you can. Whether you're financing a single vehicle or expanding your entire fleet, we can tailor a loan structure that fits your business needs. We work with transport, construction, logistics, and other heavy industries to deliver flexible solutions that scale with your operation. If you're looking to finance multiple trucks or pieces of heavy equipment, our team can help streamline the process.
What interest rates can I expect?
Interest rates will vary based on a few key factors, including the lender, your credit profile, and the type of vehicle you're financing. We compare rates from over 40 trusted finance providers to find the most competitive interest rate available for your circumstances. Our goal is to help you secure a loan that balances affordability with flexibility.
Can I get a heavy vehicle loan if I’m a new business owner?
Yes, you can. We regularly work with new business owners, sole traders, and startups to provide heavy vehicle finance that fits their financial position and growth plans. Even if you don't have years of trading history, we can help assess your situation and connect you with lenders who offer flexible solutions based on your income, ABN status, and future business potential.
How do I apply for heavy vehicle finance?
Start with an obligation-free quote online in as little as 60 seconds, or speak directly with one of our experienced finance specialists for personalised support. We'll walk you through the steps, help you gather the necessary documents, and guide you toward the best finance option for your business.
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Let our expert consultants compare hundreds of products on your behalf from our exclusive panel of lenders. With access to 40+ of Australia's most trusted and reputable lenders, we will help your business save time and money.
