How to Finance a Food Truck and Get Your Business Rolling
Starting a food truck is an exciting way to turn your passion for food into a thriving business. Whether you dream of serving up gourmet burgers, authentic tacos, or artisanal...
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We've helped scores of truckies grow their businesses and turn their dreams into reality with easy, accessible finance.
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See why Credit One has become one of the most trusted, and preferred brokers in Australia.
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3 years ago
Michael made the process of getting an equipment loan extremely easy and straight forward, getting the best deal from the lenders available...I completely recommend Michael and Credit One Finance, and will be using them in future for any further finance needs.
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Fast & Flexible Truck Loans to Keep Your Business Moving
Fast & Flexible Truck Loans to Keep Your Business Moving
Whether you're just starting out in your career or are looking to expand your fleet, Credit One makes it easy with truck loans tailored to your unique needs and circumstances. Our team of truck finance specialists are with you every step of the way, and work to find the best lender and secure the best truck finance interest rates to help your business succeed.
Smarter Truck Finance, Better Rates
Smarter Truck Finance, Better Rates
At Credit One, our extensive lender network works for you. With access to more than 40 lenders, including Australia's major banks and specialist lenders that aren't available to the average joe, we can offer a range of options that allow you to tailor the loan package to suit your needs and goals.
With a full suite of products to suit businesses purchasing assets from dealers or private sellers, we make it easy to buy your next truck. Get a quick quote today to start the process, or apply easily online - it only takes a few minutes.
Australia's Best Reviewed* Truck Loans
Easy Applications with Fast Approvals
Need truck finance fast? Credit One makes it simple with a quick 60-second quote and same-day approvals. Our online application is obligation-free and hassle-free, getting you on the road sooner.
Flexible Truck Finance Options
Finding the right truck loan is easy with Credit One. Our finance specialists assess your needs and compare options from a wide range of lenders to secure a solution tailored to your business or personal circumstances.
Competitive Rates with Low Fees
We offer finance packages with low establishment fees, no ongoing charges, and competitive interest rates. Whether you're financing a single truck or an entire fleet, we can structure a loan that suits your cash flow and budget.
Recognised for Outstanding Service
As an award-winning finance broker, we provide independent advice to help you secure the best loan for your needs. That’s why Credit One has been recognised as ‘Broker of the Year’ for three consecutive years.
Specialists in Truck Finance
Our dedicated truck finance consultants are available seven days a week to assist with your application. Call us today on 1300 338 326 or request a callback to explore your finance options.
Access to Leading Lenders
With connections to over 40 trusted Australian lenders, including major banks and specialist finance providers, we can connect you with lenders not available directly to the public.
Frequently Asked Questions
How do I apply for a truck loan with Credit One?
Credit One makes the truck finance process easy. Get a quick quote online in just 60 seconds or chat with one of our truck finance specialists for expert, personalised support. We think getting the right loan should be as smooth as your next haul!
Will getting a truck finance quote affect my credit score?
No, getting a quote with Credit One will not affect your credit score. Our truck finance quotes are completely obligation-free and involve no formal credit checks. It’s simply a way for you to explore your options and see what kind of rates and repayments may be available, without any risk to your credit file. When you're ready to proceed, we will let you know exactly what the next steps involve.
What types of truck finance does Credit One offer?
We offer a range of finance options, including commercial truck loans, private sale truck loans, chattel mortgages, rent to buy finance and commercial hire purchases. We can help you get a new or used truck for your business needs, and finance trucks and heavy vehicles of all types, including prime movers, semi trucks, livestock transporters, and more.
How long does it take to get approved for a truck loan?
At Credit One, we pride ourselves on offering fast and efficient approvals. In many cases, truck loan applications are processed and approved on the same day. Once we have all the necessary information and documents, our team works quickly to assess your application and match you with a suitable finance option. We understand that time is critical when you’re running a business, so we aim to keep delays to a minimum.
What interest rates can I expect on a truck loan?
Interest rates on truck loans can vary based on factors such as the age of the vehicle, your credit profile, and the loan structure. Our finance specialists compare rates from over 40 lenders, including major banks and specialised commercial finance providers, to find a competitive rate that suits your individual circumstances. We’ll help you understand the options available and ensure you’re getting value over the life of your loan.
Can Credit One help finance multiple trucks for a business?
Yes, we provide flexible finance solutions whether you’re purchasing a single truck or an entire fleet. No matter the truck purchase, we will help find the best truck finance rates and a loan term that you are comfortable with.
Are there any ongoing fees with Credit One truck loans?
At Credit One, we aim to keep your finance costs transparent and manageable. Our truck loan packages typically feature low establishment fees and no ongoing charges. This helps you plan your repayments with confidence, without worrying about hidden extras. To get a better idea of what your monthly repayments might look like, you can use our online truck finance calculator or speak with one of our finance specialists for a personalised quote.
What if I have a unique financial situation?
We understand that not every business fits into a traditional lending model. If you're self-employed, variable income, or are just starting out, we can still help. Our truck finance specialists work with lenders who offer flexible solutions tailored to unique circumstances.
Whether you’re looking for manageable monthly payments, a specific loan amount, or simply the best deal available for your situation, we’ll take the time to understand your needs and match you with a finance option that works for you. No matter your background or financial setup, we’re here to help you move forward with confidence.
Whether you’re looking for manageable monthly payments, a specific loan amount, or simply the best deal available for your situation, we’ll take the time to understand your needs and match you with a finance option that works for you. No matter your background or financial setup, we’re here to help you move forward with confidence.
Is Credit One an independent finance broker?
Yes, we are. Credit One is an award-winning independent finance broker, which means we are not tied to any one bank or lender. Instead, we work for you. Our job is to compare options across our panel of trusted lenders and find the best possible truck loan for your goals and circumstances. With thousands of five-star reviews, we are proud to be a broker that businesses across Australia trust for smart, reliable finance.
How can I speak with a truck finance specialist?
Getting expert support is easy. Our team of truck finance specialists is available seven days a week to answer your questions and guide you through the process. You can get a fast and easy Quick Quote here. Or, you can call us directly on 1300 EF TEAM (1300 338 326), or request a callback through our website at a time that suits you. We are here to help you find the right loan with friendly, no-pressure advice whenever you need it.
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